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Foley Palenscar Schortmann Blog

All You Ever Wanted to Know About Insurance

Recent Testimonials

"Just wanted to say that your service is an 11 out of 10. Thanks so much." - long-time home, auto, boat and umbrella client"You have been EXTREMELY helpful and awesome to answer all of my questions and I appreciate it...

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Auto Insurance Companies to Apply Stay at Home Credit

As a result of the reduction in driving due to the stay at home order, all Foley Palenscar Schortmann clients will receive a 15-20% credit to April and May personal auto insurance premiums. The credits will be applied...

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Pollicelli & Mullen Joins Foley Palenscar Schortmann

Pollicelli & Mullen Insurance Agency has joined Foley Palenscar Schortmann Insurance Agency. Pollicelli & Mullen was founded in 1989 by Dave Pollicelli and Bill Mullen. Bill Mullen said, "We are so pleased to...

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Recent Testimonials

"Wow! That is great. Thanks so much." -Long-time auto and home client in Dedham after we delivered registration and plates to her home "Thank you so much for your help and guidance! We could not have done it without...

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Foley & Palenscar Partners with Schortmann Insurance Agency

Foley & Palenscar Insurance Agency recently announced a partnership with Schortmann Insurance Agency. Foley & Palenscar Insurance Agency was founded in 1936 by Thomas J. Foley. Owners Kit and Steve Palenscar...

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Recent Testimonials

Thanks as usual for the super fast response. You always provide top notch customer service! I very much appreciate it. Any time anyone asks about insurance needs I tell them about you guys. -long-time home and auto...

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Dogs and Insurance

Did you know dogs account for over $500 million in insurance liability claims every year in the United States? In addition to dog bites, dogs collide with people causing falls and injuries. As a dog owner, you are...

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Divorce: Insurance Considerations

Foley & Palenscar works with clients during the divorce process. Here are some helpful homeowners insurance tips for divorcing couples: If either spouse moves out of the house (e.g. into an apartment), that person...

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Recent Testimonials

"Much appreciated. You have a phenomenal team. Thanks for getting this completed today" - loan processor at national home lender "Wanted to thank you for the fast and prompt service on this new business. My sister is...

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Bailey Lambert Obtains CISR Designation

Bailey Lambert has recently obtained the Certified Insurance Service Representative (CISR) designation. The CISR courses are designed by The National Alliance for Insurance Education and Research and are intended to...

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Steve Palenscar Obtains CRM Designation

Steve Palenscar has obtained the Certified Risk Manager or "CRM" designation. The CRM involves attending and passing a comprehensive exam at the following courses: Principles of Risk Management Analysis of Risk Control...

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Recent Testimonials

I met with [client] on Friday and he was so happy and grateful for everything you put together for him. - new Weston homeowners client referred by an attorney Thank you very much! You were wonderful to work with and...

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7 Flood Facts You Need to Know

Since the unprecedented flooding began in Houston, we have received many calls and emails regarding flood coverage. Here are 7 basic flood facts every property owner should know: What is flood? Simply stated, a flood...

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Recent Testimonials

"Thank you very much for all your help and it was a pleasure to have an opportunity to meet the whole Foley team yesterday. Please send my regards to Steve and Bailey. Have a great day! Many thanks." - New homeowners...

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Accidents, Surcharges, Appeals and Your Auto Policy - Updated

In general, if you are in an auto accident in MA where damages paid by the company exceed $1,000 and you are deemed 50% or more at fault you will be surcharged. Companies are required by law to surcharge drivers. A...

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Residential real estate tax rates

Here is a look at 2017 real estate tax rates per $1,000 of assessed residential value, a factor to consider when purchasing a home. Boston $10.59 Brookline $9.88 Cambridge $6.49 Canton $12.79 Dedham $14.76 Dover $13....

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Happy Thanksgiving!

Every Thanksgiving, Foley & Palenscar purchases pies for our employees from the Community Servings Pie in the Sky fundraiser. Proceeds from Pie in the Sky go towards healthy, delicious meals and delivery to the...

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Tips for a safer Halloween

Tips to ensure your Halloween night doesn't haunt you.1. Light it up!Be sure to turn on your outdoor lights so trick-or-treaters can easily see the path to your stash of candy. Lit candles may add ambiance but they are...

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Recent Testimonials - August 2016

Thank you for your quick and complete work on my insurance. Well done! -Home, umbrella, jewelry, fine art, auto client That's perfect. Thanks so much for all the attention you've give us, Steve. I really appreciate it. -...

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Recent Testimonials - March 2016

"Everything to date has been top notch. We are extremely pleased with the service we have received. I can't thank you enough for having us insured with these guys. It's been an incredible level of service we've received....

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Damage Caused by Falling Trees or Limbs

After heavy snow or high winds, we receive calls about tress or limbs falling from a neighbor's property onto our insured's property. Here is some helpful info about this scenario: - Your policy will pay to repair...

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5 Things You Didn't Know About Life Insurance

1. Life insurance agents have a reputation of being a little too pesky. The reason why...because it's true. Life insurance is sold, not bought. In most cases, buyers of life insurance will not purchase unless they are...

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Giving Back

Each year, Foley Palenscar Schortmann donates to many wonderful causes. While we cannot donate to every organization that asks, we try to support organizations that are special to us or to our clients. Here is a...

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Accidents, Surcharges, Appeals and Your Auto Policy

In general, if you are in an auto accident in MA where damages paid by the company exceed $500 and you are deemed 50% or more at fault you will be surcharged. Companies are required by law to surcharge drivers. A...

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Did you know?

Often folks will ask us, "Do you do that?" Our answer is almost always, "yes, we do." Here are some businesses insurance policies we have placed recently: Master condo association Non profit Security video monitor...

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Winter Advisory: Ice Dams

The Boston area has seen undprecedented snowfall in recent weeks. A change in temperature combined with the record breaking snow will produce ice dams. Here is a good illustration of an ice dam: https://www.travelers....

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Recent Testimonials

"Thanks again for putting together a great policy for the association. Please pass on our appreciation. I can already see the benefits. I will share my story with other associations on the block." - Patrick from...

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Local residential real estate tax rates

Here is a look at real estate tax rates per $1,000 of assessed residential value, a factor to consider when purchasing a home. Boston $12.58 Brookline $11.39 Cambridge $8.38 Canton $12.30 Dedham $16.08 Foxboro $14.99...

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Recent client testimonials

"You are the best!!! Thanks so much." [Jodi, , Norwood MA, long-time auto and home client, 2014] "Thanks for looking into this for me! You guys have been great to deal with and we've always appreciated that." [Sarah,...

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Facts of Life

Given the staggering cost of college, adequate life insurance is a must for growing families. However, studies show most families are underinsured. Click here for more: Amazing facts about life insurance in the U.S. (...

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Back to School

Did you know a college student living off campus may not be covered by their parent's homeowners policy? A renter's policy would properly cover a student living off campus for personal property and liability. Contact...

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F&P Sponsors 28th NVCC Tourney

Foley Palenscar Schortmann is happy to announce we are the hole-in-one sponsor of the 28th Annual Neponset Valley Chamber of Commerce Golf Tournament to be held on August 12, 2013 at Easton Country Club. Last year, a...

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Flood rates on the rise

In light of the the May 9, 2013 Boston Globe article the Boston Globe regarding flood insurance premiums, here is a primer on flood insurance in Massachusetts: The article states the federal flood insurance program is $...

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Drive now, text later

Take the pledge to never text and drive at www.itcanwait.org.

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Three Coverages You Should Have

Here is a list of three critical coverages we recommend to all our clients: 1. Umbrella insurance: Umbrella insurance is additional liability coverage designed to better protect an insured in the event of an accident or...

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Mass Save and Your Home

Looking to make some improvements to your home? Contact Mass Save (www.masssave.com). Not only will they perform a complimentary energy efficiency assessment of your home, they will assist you in obtaining rebates on...

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Steve Palenscar obtains CIC designation

Steve Palenscar has obtain the Certified Insurance Counselor or "CIC" designation. The CIC involves attending and passing a comprehensive exam at the following institutes: Personal Lines Commercial Casualty Commercial...

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Trampolines

In October 2012, the American Academy of Pediatrics released a policy statement "Trampoline Safety in Childhood and Adolescence" in which they cautioned against the use of trampolines. Some of the key points in the...

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Do I need title insurance?

We often receive inquiries regarding title insurance. Title insurance is an important consideration when purchasing a property. Here is a link to an excellent explanation of title insurance. http://silveriwilson.com/do-...

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Is your property "up to code"?

We are fortunate in Massachusetts to have beautiful colonial and Victorian architecture. Many buildings and homes were built in the 1800s or early 1900s. Building codes have evolved over time. If you own property that...

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Preparing for Nemo

Visit the MA Emergency Management Agency's ("MEMA") website for tips on preparing for snow storm Nemo. Here is the link: http://www.mass.gov/eopss/agencies/mema/ Check batteries in your smoke and carbon monoxide alarms....

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Testimonials

"Thank you very much again for all your help and being so wonderful with the quick turnaround, it is greatly appreciated!" [Cathy J., Plymouth MA, new auto client, 2013] "I can't tell you how much I appreciate the...

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Ways to Prevent Claims

Our agency was established in 1934 so we have seen many different types of claims. As a way to better serve our clients, we often recommend ways to prevent claims. You can use the following attachment as a resource to...

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Renting a car? Read this.

We receive calls frequently about renting a car. The first thing you must know is if you have a MA auto policy, it will not cover you outside of the US and Canada. So you if you travel outside of these two countries,...

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Are you in control?

In Control Advanced Driver Training (http://www.driveincontrol.com/) is a class open to drivers of all ages. In addition to helping prevent accidents, by taking this class you may be eligible to receive a discount on...

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The Night Before Christmas

Here is a link to a funny insurance version of The Night Before Christmas, which was originally posted online by the Insurance Journal on December 23, 2005. Enjoy. http://www.insurancejournal.com/news/national/2005/12/...

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Connect with us on Twitter

Steve's Twitter handle is @StevePalenscar.

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Do you do that?

We are often asked, "Do you do that?". The answer is almost always, "Yes". Here is an abbreviated list of what we offer. Personal lines: auto boat builders risk camper condo unit disability flood home jewelry life...

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Is that covered?

It is helpful to review your insurance policies each year to make sure you have the coverage you need. Here are a few items that are not automatically covered by a homeowners policy. Some of these coverages may be added...

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