At Foley & Palenscar Insurance Agency, we understand the importance of protecting your largest investment. We have developed a proven process to determine what types and limits of coverage best suit you, your family and your home. Call one of our professionals to experience the responsive and courteous customer service our clients have learned to expect.
Foley & Palenscar Insurance Agency offers numerous endorsements that enable us to custom-fit a policy to your unique needs. Please call us to learn more about the different endorsements we can add to your policy.
As a homeowner, it is useful to understand the concept of replacement cost. Replacement cost means like kind and quality at today’s prices excluding depreciation. If this coverage is selected, an insurance company may replace the damage to your home using materials of like kind and quality at today’s prices. In most instances, this amount is different than the purchase price of your home or the current market value.
An umbrella policy is an important consideration. It can protect you against lawsuits for amounts beyond your underlying homeowners and/or auto limits of liability. For a reasonable cost, an umbrella policy works to keep your real estate and financial assets secure.
Are you aware that flood loss is not covered by your homeowners policy? A separate flood policy must be obtained to protect against flood loss. In addition, earthquake, law/ordinance and sewer/drain backup are not covered unless added by endorsement.
As an insured, your property is subject to periodic inspection by your insurance company. Inspection recommendations are designed to help you protect your property against losses and accidents. Be sure to keep your property well maintained.
Proper maintenance of your home is crucial to safeguarding against potential damage or liability.
We can find discounts on homeowner insurance you may not find on your own. Give us a call, or get a homeowner insurance quote online today.
Your current insurance may not cover you fully in the event of a catastrophic loss.
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Foley & Palenscar office121 Central Street, Suite 205