Foley & Palenscar Insurance Agency offers custom condo and renters insurance programs to protect your personal belongings in the event of a loss. Our top quality customer service professionals can guide you through the coverages and limits to make certain you feel comfortable. Additionally, you will find your condo or renters policy premium is quite reasonable considering the coverage it provides.
A condo unit owners policy is designed to provide insurance not covered by the master condo association policy. Condo coverage protects personal property damaged or destroyed by fire, lightning or other perils listed in your policy, less deductible. Similar to a homeowners policy, a condo policy also covers contents, loss of use and liability up to certain limits.
Other condo coverages to consider include: a) coverage for building items such as additions, alterations or improvements to the condo; and b) loss assessment to cover any potential assessments to unit owners from their association due to a covered loss.
A renters policy covers personal property damaged or destroyed by fire, lightning or other perils listed in your policy, less deductible. The apartment owners insurance will not cover the renters personal property, so it is important for renters to obtain enough coverage such that personal property can be replaced in the event of a covered loss. Similar to a homeowners policy, a renters policy also covers contents, loss of use and liability up to certain limits.
We can find discounts on condo insurance you may not find on your own. Give us a call, or get a condo insurance quote online today.
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Foley & Palenscar office121 Central Street, Suite 205